About this calculator
National Savings Certificate (NSC) is a post office savings scheme with 5-year tenure, eligible for Section 80C deduction.
How to use this calculator
Enter investment amount and current NSC rate. Interest compounds annually and is reinvested (deemed reinvestment for tax).
Frequently asked questions
Is NSC interest taxable?
NSC interest is taxable each year (deemed reinvested) but qualifies for 80C. At maturity, the full amount including interest is paid out.
Are these calculators free to use?
Yes. All calculators are free, require no signup, and run entirely in your browser.
Results are estimates for planning purposes only — not investment, tax or legal advice. Verify rates on official sources before acting. Compare brokers on our best stock brokers guide or use the brokerage calculator.