Broker comparison
Paytm Money vs Pocketful (2026): Brokerage, API, AMC & Execution Compared
Side-by-side comparison of Paytm Money and Pocketful from published official pricing and features — no affiliation with either broker.
- 0 – 1Cheaper on example trades (Paytm Money – Pocketful)
- 3 – 6Published features (of 9)
| Metric | Paytm Money | Pocketful |
|---|---|---|
| Delivery brokerage | ₹20 per order (accounts opened on or after 25 Aug 2023) | ₹0 (free; ₹0.01 minimum per order) |
| Intraday brokerage | ₹20 per order (flat) | ₹20 or 0.03% per order (whichever is lower) |
| F&O brokerage | ₹20 per order (flat) | ₹20 per order (flat) |
| AMC | ₹0 demat AMC (per official site) | ₹0 |
| Account opening | See official pricing page | Free (₹0 online) |
| Trading API | Paytm Money API | Pocketful API — Free (₹0 for all trading APIs, per official site) |
| Reported execution speed | Not Disclosed | < 50 ms (self-reported)self-reported |
| Algo support | Yes - via trading API | Yes - free API |
| Platforms | Paytm Money app, Paytm Money web | Pocketful app, Pocketful web |
| Best for (published) | Paytm users who want investing and broking inside one ecosystem. | Algo-curious traders willing to try a newer platform. |
Statutory charges (STT, exchange fees, GST, etc.) are not included. Figures are from official pricing pages at our last review — verify before opening an account.
Cost face-off: what real trades cost
| Trade | Paytm Money | Pocketful | Cheaper |
|---|---|---|---|
| Intraday: ₹1 lakh buy & sell | ₹82.97 | ₹82.97 | Tie |
| Delivery: ₹50,000 buy & sell | ₹178.98 | ₹131.78 | Pocketful (saves ₹47.2) |
| Options: premium ₹100 × 75 | ₹66.43 | ₹66.43 | Tie |
| Futures: ₹24,000 × 75 | ₹1,067.15 | ₹1,067.15 | Tie |
Illustrative quantities. Try your own trade in the compare-all brokerage calculator.
Feature check
| Feature | Paytm Money | Pocketful |
|---|---|---|
| Free delivery | – | ✓ |
| Zero AMC | ✓ | ✓ |
| Free API | – | ✓ |
| TradingView | – | – |
| MCX commodity | – | – |
| Mutual funds | ✓ | ✓ |
| IPO | ✓ | ✓ |
| Research desk | – | – |
| Published speed | – | ✓ |
What the published data shows
Pocketful publishes free equity delivery; Paytm Money does not (per official pricing at review). Pocketful publishes an execution-speed figure; Paytm Money does not on verifiable sources.
Tools & profiles
- Paytm Money full profile
- Pocketful full profile
- Paytm Money brokerage calculator
- Pocketful brokerage calculator
- Lowest brokerage brokers in India
- All broker comparisons
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Frequently asked questions
Paytm Money vs Pocketful: which has lower delivery brokerage?
At our last review, Paytm Money published delivery brokerage as "₹20 per order (accounts opened on or after 25 Aug 2023)" and Pocketful as "₹0 (free; ₹0.01 minimum per order)". Plan-based or percentage pricing cannot always be reduced to a single winner — use the official pricing pages linked below.
Does Paytm Money or Pocketful have a trading API?
Both have documented APIs at review time: Paytm Money (Paytm Money API), Pocketful (Pocketful API). Compare pricing and rate limits on each broker's developer page.
Which is faster — Paytm Money or Pocketful?
Pocketful publishes < 50 ms (self-reported). Paytm Money has no verifiable execution-speed figure we could cite.
Is Paytm Money cheaper than Pocketful?
On our four example trades (intraday, delivery, options and futures), Paytm Money is cheaper on 0, Pocketful on 1, and 3 are tied. Statutory charges are identical, so any difference comes from brokerage.
Are these comparisons independent?
Yes. Indian Broker Test is not affiliated with, sponsored by, or endorsed by any broker. Rankings and comparisons use only published official data; gaps are shown as Not Disclosed.
Sources
- Paytm Money - official website - https://www.paytmmoney.com
- Paytm Money - official pricing - https://www.paytmmoney.com/stocks/pricing
- Pocketful - official website - https://www.pocketful.in
- Pocketful - official pricing - https://www.pocketful.in/pricing